a group of people standing in front of a dream home with a Sold real estate sale sign. The BLOG title is Can You Really Afford the Home of Your Dreams?

Friday, May 09 2025

When most people think about buying a home, the first question they ask is, “How much can I afford?” But what if that question is too narrow? What if the better question is, “How will this home affect my whole life?”

At the Dekker Team, we’ve come to realize that buying a home is about far more than numbers on paper. Yes, a bank may say you’re approved—but we’ve seen time and again that emotional bandwidth, relational harmony, and peace of mind often matter more than financial calculations alone.

Take, for example, a couple we recently guided. They could easily afford to buy a new home without selling their existing one. On paper, it made sense. But emotionally, one partner was completely unsettled. Instead of pushing forward, we paused. They waited, aligned, and eventually purchased the home of their dreams—together. That decision wasn’t just about finances; it was about preserving their vitality.

Vitality is the often-overlooked currency in real estate. It includes your emotional peace, your physical health, and the stability of your relationships. If you buy a home you can’t emotionally carry, it doesn’t matter if you’re approved—it may still cost you dearly.

That’s why we ask our clients deeper questions:

  • How will this move affect your relationship?
  • Do you feel confident and calm about the decision?
  • Is this home going to support or strain your lifestyle?

And when needed, we help recalibrate the dream. Sometimes that means choosing a stepping stone home. Sometimes it’s adjusting expectations or timing. Often, it means guiding our clients back to their why—the real reason they started this journey.

Buying a home should be about more than acquiring a property. It’s about creating a space that supports your life, builds your future, and helps you thrive. And that starts with knowing that true affordability includes emotional peace and well-being—not just a bank’s approval.

Ready to find a home that fits your whole life—not just your budget?
Let’s walk through the process together. At the Dekker Team, we’ll help you make real estate decisions that support your peace, your priorities, and your future.

📞 Call us at 613-867-6058 or

visit dekkerteam.com to book your Clarity Call today.
Together, we’ve got this.