Friday, March 21, 2025
There’s a reason people often say, “Don’t wait to buy real estate—buy real estate and wait.” While trends come and go, and flashy investments grab headlines, real estate has stood the test of time. Why? Because it offers something few other wealth-building vehicles can: leverage, equity growth, cash flow, and security—all rolled into one asset you can live in, rent out, or pass on.
At the Dekker Team, we’ve spent over 35 years helping thousands of families buy, sell, and invest in properties, and if there’s one truth we’ve seen time and again, it’s this: real estate, done wisely, creates lasting financial freedom.
Leverage: Grow Your Wealth Without Giving It All Up Front
What other investment allows you to grow wealth using mostly other people’s money? Not many. That’s the beauty of leverage in real estate.
Let’s break it down simply. Say you buy a $500,000 property with a 20% down payment—that’s $100,000 of your money. If the property increases in value by just 5%, that’s a $25,000 gain. That’s a 25% return on your investment—not 5%. Why? Because you only invested $100,000 but earned on the entire $500,000 asset.
That’s the magic of leverage.
And sometimes, it goes even further…
True Story: 100% Financing and Positive Cash Flow
One of our client families recently stepped into a dream investment—but it didn’t happen overnight. Over four years, we helped her plan, prepare, and position her finances. When the right investment opportunity came up (from another amazing Dekker Team client), she was ready.
Using the equity from her primary residence, we structured the financing so that 100% of the funds needed for the new purchase were covered—without putting her in financial strain.
Even more exciting? She walked into the property with cash flow from day one.
How? Because the equity was simply repositioned. Instead of sitting quietly in her home, her money is now working harder in two properties. Her original property continues to grow in value, and her new investment generates income while the mortgage is paid down monthly by her tenants.
What’s changed? Only everything.
Five Real Reasons Real Estate Still Reigns Supreme
1. Leverage – Multiply your investment power and return on investment.
2. Equity Growth – Earn wealth two ways: appreciation and mortgage paydown.
3. Cash Flow – Done right, your investment pays you month after month.
4. Tax Advantages – Real estate offers unique ways to defer and reduce tax.
5. Inflation Hedge – When the cost of living rises, so does the value of real estate.
What If You Could Repeat That Process?
The truth is, you often can. Many investors begin with one property, then use the equity growth from that one to acquire another, and another. Over time, a few properties—managed wisely—can create not only retirement income but generational wealth.
Even owning just one or two investment properties can dramatically shift your financial future. It’s not about buying ten tomorrow—it’s about taking the next wise step today.
Your Financing Strategy Matters More Than You Think
Not all financing is created equal. A poor loan structure can turn a great opportunity into a financial burden. That’s why working with the right mortgage broker, real estate professional, and yes, even the right lawyer, matters.
At the Dekker Team, we don’t just help you buy or sell—we help you strategize, structure, and succeed. That includes guiding you to financing that fits your investment goals and avoids costly mistakes.
Because sometimes, it’s not about how much money you have—it’s about how your money moves.
Let’s Get Clear on Your Next Step
You don’t have to figure it out alone. Whether you’re looking at your first home, a duplex, or a commercial building, we’re here to walk with you.
Call the Dekker Team today at 613-860-4663 for your free clarity call.
We’ll help you get clear on where you are, where you want to go, and the wisest way to get there. Because real estate is about much more than just money.